Net Worth Calculator
Calculate your net worth by adding up assets and subtracting liabilities. Track your financial health.
Net Worth
$149,000
Total Assets
$405,000
Total Liabilities
$256,000
AssetsDebt-to-Asset: 63%Liabilities
Assets
Checking Accounts
Savings Accounts
Retirement (401k/IRA)
Investment Accounts
Home Value
Vehicle Value
Other Assets
Liabilities
Mortgage
Auto Loan
Student Loans
Credit Card Debt
Other Debts
Frequently Asked Questions
What is net worth?+
Net worth = Total Assets - Total Liabilities. It's a snapshot of your financial health. Positive net worth means you own more than you owe. The average US household net worth is about $1.06 million, but the median is $192,700.
Should I include my home in net worth?+
Yes, your home is an asset. Include its current market value in assets and your remaining mortgage in liabilities. Some people track 'liquid net worth' separately, excluding home equity.
What is a good net worth by age?+
A common target: your net worth should be roughly your annual salary × (age/10). At 30 earning $60K, target ~$180K. At 40, ~$240K. At 50, ~$300K. These are guidelines — circumstances vary.