Dividend Calculator
Calculate dividend income, look up stock yields by ticker, project growth with DRIP reinvestment, visualize your dividend snowball, and plan toward income goals with tax-adjusted estimates.
Portfolio Value in 10 Years
$63,290.80
Current Annual Dividends
$400.00
$33.33/mo
Future Annual Dividends
$2,531.63
$210.97/mo
Total Dividends Earned
$13,079.19
Total Contributed
$34,000.00
Dividend Snowball Chart
Year-by-Year Projection
| Year | Dividends | Contributed | Balance |
|---|---|---|---|
| 1 | $475.00 | $12,400.00 | $13,463.75 |
| 2 | $618.27 | $14,800.00 | $17,248.37 |
| 3 | $774.82 | $17,200.00 | $21,383.57 |
| 4 | $945.87 | $19,600.00 | $25,901.84 |
| 5 | $1,132.76 | $22,000.00 | $30,838.65 |
| 6 | $1,336.96 | $24,400.00 | $36,232.77 |
| 7 | $1,560.09 | $26,800.00 | $42,126.58 |
| 8 | $1,803.88 | $29,200.00 | $48,566.36 |
| 9 | $2,070.25 | $31,600.00 | $55,602.67 |
| 10 | $2,361.30 | $34,000.00 | $63,290.80 |
Frequently Asked Questions
What is dividend yield?+
Dividend yield = Annual Dividend Per Share ÷ Stock Price × 100. A stock at $50 paying $2/year in dividends has a 4% yield. The S&P 500 average yield is about 1.3%.
Should I reinvest dividends?+
For long-term growth, yes. Reinvesting dividends (DRIP) compounds your returns. $10,000 invested at 4% yield with 5% growth: after 20 years, reinvesting = $66K vs not reinvesting = $42K portfolio value.
How much do I need for $1,000/month in dividends?+
At 4% yield: $300,000. At 3%: $400,000. At 5%: $240,000. Build toward this through regular investing and dividend reinvestment.
How does dividend frequency affect returns?+
Stocks pay dividends monthly, quarterly, semi-annually, or annually. More frequent payments compound slightly faster when reinvested via DRIP. Most US stocks pay quarterly.
How are dividends taxed?+
Qualified dividends are taxed at 0%, 15%, or 20% depending on income. Non-qualified (ordinary) dividends are taxed at your regular income tax rate. Use the tax toggle to estimate after-tax income.